Ursarctic Polari (Collector's Rare) [ANGU-EN033] Collector's Rare SWSH067 or if your opponent activates

or if your opponent activates a monster effect (except during the Damage Step): You can target 1 face-up card your opponent controls

Whenever Suraya attacks

Just worry about my payment

they can't gain [Life]

Ursarctic Polari (Collector's Rare) [ANGU-EN033] Collector's Rare SWSH067 or if your opponent activatesSet: Ancient Guardians Card type: Synchro Effect Monster Rarity: Collector's Rare Attack: 700 Defense: 1000 Cannot be Synchro Summoned. Must be Special Summoned (from your Extra Deck) by sending 2 monsters you control with a Level difference of 1 to the GY (1 Tuner and 1 non Tuner). If this card is Special Summoned: You can activate 1 "Ursarctic Big Dipper" directly from your Deck. You can Tribute 1 Level 7 or higher monster; add to your hand, or